These Terms of Use ("Terms") govern your access to and use of all websites, digital platforms, mobile applications, services, and products operated by Steady, Inc. ("Steady," "we," "our," "us"), including:

Home Management Pillars:

• Maintain (home upkeep, repairs, seasonal maintenance, vendor coordination)
• Protect (insurance management, emergency preparedness, risk monitoring, home hardening)
• Build (home improvements, design inspiration, project planning, permits)
• Plan (financial planning, home value tracking, mortgage analysis, budgeting)

By accessing or using the Steady platform, you agree to these Terms and consent to the unified use and sharing of your data across our integrated system, including for purposes of personalization, AI-powered recommendations, home analysis, and service delivery across all pillars.

This Site is offered only to users in the United States who are 18 years of age or older. By using our Site, you represent and warrant that you meet these eligibility requirements and agree to use the Site only in accordance with applicable laws.

You acknowledge and agree that any information or data provided to Steady may be shared internally between our pillars and services. This enables streamlined user experiences, personalized offerings, and comprehensive home management. By registering or logging in on the Steady platform, you consent to this data exchange and unification across all our services.

AI-Powered Features: Steady utilizes artificial intelligence, machine learning, and automation to enhance your home management experience. By using our platform, you acknowledge and consent to:

• AI Chat Assistant: An intelligent assistant that helps manage your home, answer questions, coordinate tasks, and provide guidance across all pillars
• Automated Recommendations: Maintenance schedules, improvement suggestions, financial insights, and personalized guidance based on your home data
• Home Analysis: Automated analysis of property conditions, risk profiles, emergency threats, and market trends
• Document Processing: AI-powered extraction and analysis of uploaded documents, photos, and inspection reports
• Emergency Monitoring: Real-time hazard detection with proactive alerts powered by AI

Limitations & Disclaimers: AI-generated recommendations, predictions, and information are provided for informational purposes only and do not constitute professional home inspection, financial, legal, or tax advice. Steady makes no guarantees about the accuracy, completeness, or reliability of AI-generated content. You acknowledge that:

• AI predictions and home analysis may be incorrect or incomplete
• Automated property valuations are estimates only and should not replace professional appraisals
• AI recommendations should be verified with qualified professionals before making decisions
• You remain solely responsible for all home management decisions and outcomes

Your Rights: You may opt-out of certain AI features, request human review of automated decisions, and access information about AI logic and data sources as described in our Privacy Policy. However, opting out may significantly limit platform functionality.

Steady is committed to providing equal access to all users regardless of race, color, national origin, religion, sex, familial status, disability, or any other protected class. Our AI algorithms are designed to be fair and non-discriminatory. Violations of this policy may result in account suspension or termination.

All content on this Site is the property of Steady or our content/data providers. You may use this content for personal, non-commercial purposes only. Unauthorized copying, distribution, or use of content is strictly prohibited.

You agree not to engage in any activity that could harm or exploit our systems, users, or intellectual property. Prohibited activities include data scraping, transmitting malware, attempting unauthorized access, or using the Site in violation of any law.

All logos, trademarks, service marks, and brand assets used on the Steady platform are the property of Steady or its licensors. You may not use any of these without prior written permission.

The Steady platform may contain links to third-party sites. We are not responsible for their content, terms, or policies. Use of third-party sites is at your own risk.

All content, including any designs, concepts, data, or visuals, are presented "AS IS" and are for informational purposes only. Nothing on our platform constitutes professional advice or a binding offer.

If you create an account on the Steady platform, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You agree to notify us of any unauthorized use or breach immediately.

Your use of the Steady website and platform is at your sole risk. All services are provided "AS IS" without warranties of any kind. Steady disclaims all implied warranties including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent allowed by law, Steady shall not be liable for any indirect, consequential, incidental, or punitive damages resulting from your use of or inability to use the Site or any affiliated platform.

All user-submitted content becomes non-confidential and may be used by Steady without restriction. You agree not to submit content that is unlawful, offensive, or infringes on third-party rights.

These Terms are governed by the laws of the State of New York. You agree to resolve all disputes exclusively in courts located in New York County, New York.

We may update these Terms at any time. Continued use of the Site after changes constitutes your acceptance of the revised Terms. You are responsible for reviewing updates periodically.

Our use of personal information is governed by our Privacy Policy. By using our platform, you consent to data collection and usage as described therein.

If you believe any content on the Steady platform infringes your copyright, please notify our copyright agent: